Take a look at the back of your debit card. Does it have the
co-op network logo on the back of it? If not I suggest you close
your bank account and get an account at a credit union that is
part of the co-op network. Why? Because every co-op credit
union has agreed not to give a surcharge for using their ATM
machines if you're ATM card is on the co-op network. They have
over 19,000 ATM machines.
Free Co-op ATMS
To locate a Co-op ATM machine near you go to:
http://www.co-opnetwork.org/public/consumers/find_atm/index.cfm
Or text your location city, state or zip code
to 692667 (MYCOOP) from any mobile phone. It will
text you back with nearby CO-OP surcharge free ATM machine locations.
More info here.
Even if you are not part of the co-op network some banks don't
charge you if you use some other banks ATM machine. If this is
the case with your bank you may want to look for the Co-Op logo
on ATM machines or for the Allpoint, MoneyPass or Alliance One
logo.
Other surcharge free ATM machines